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9750 Ormsby Station Rd, Ste. 200, Louisville, KY 40223

(502) 637-4733
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Employer Retirement Plans

Fiduciary Guidance:

As a Plan Sponsor and fiduciary to your company’s Employer Retirement Plan, you have a duty to help ensure Plan performance and success by acting solely in the best interest of plan participants and their beneficiaries. We believe that Plan Sponsors shouldn’t have to manage this important and on-going process by themselves, which is why we stand side-by-side Employers and act as Plan fiduciaries as well. The best way Employers can fulfill their duty is by:

    • -Only paying reasonable Plan expenses.
    • -Making sure all documents are ERISA compliant and are being followed.
    • -Diversifying Plan investments and continually monitor them by a documented process.
    • -Reviewing the plan at least annually.
    • -Selecting and ongoing monitoring of Plan service providers.
    • -Provide education to the plan participants.

Plan Design Analysis:

All businesses are unique from one another. So why would business owners want a cookie cutter retirement plan? Through strategic partnerships with multiple Third-Party Administrators, we help provide Plan Sponsors with a custom retirement plan design that works for the participants and their business in the most cost-efficient manner. 

Investment Due Diligence:

From the outset, we develop an Investment Policy Statement that serves as a guideline that defines the process in which we evaluate, select, and monitor the investments in the Plan. By continuously monitoring the investments’ expenses and performance, we ensure that the funds the participants are invested in are of the highest quality at all times.

Ongoing monitoring:

Once the plan is established, we serve as the quarterback of the Plan to make sure everything runs smoothly. When issues arise, we serve as the point of contact to make sure they get resolved as swiftly as possible. As part of our fiduciary duty, we make sure that we meet at least annually with the Plan Sponsor to review all aspects of the Plan and benchmark the Plan every few years to make sure it still meets the goals of the company from both a cost and design perspective.